Segregated funds are a guaranteed investment that offers following major benefits to their investors.

Investors get the guarantee of principle amount on the maturity of the fund term or on the death of the investor. This mean you get the whole amount that you invest in segregated funds on the maturity or in case of premature death of the investor. The insurance companies only deduct the management fees and the money withdrawal.

Segregated funds offer a protection against the creditors, means if investors declare bankrupt, creditor cannot access to his/her segregated funds. Investor’s spouse or family members need not to pay the estate probate fees in case of death of the investor.

Investor can enjoy the freeze option under the segregated funds that allow investor to lock in the investment gains and thereby increase the investment guarantee. This option is the best powerful strategy during the chaos capital market.