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| Liability Insurance |
 Commercial General Liability
CGL insurance protects insured and the business against the financial risk of being found liable to a third party for death or injury, loss or damage of property or ‘pure economic’ loss resulting from insured negligence.- Professional liability
Professional liability insurance is issued to people with professional designations such as architects, engineers, advisors, doctors, midwifes and nurses. Upon whom the laws imposed high standards of care and established responsibility for their errors, omissions and negligent acts. Today, insurance companies render many types of professional liability insurance.This policy cover loss or injury caused by services provided negligently or without reasonable care. Such loss might arise, from incorrect care or inaccurate advice The most popular kind is Error & Omission and Directors & Officers liability.
- Product liability
if insured sell, supply or deliver goods, even in the form of repair or service, he/she may need cover against claims of goods causing injury or damage. Product liability insurance covers damage or injury caused to another business or person by the failure of insured product or the product that insured is selling.
- Employer’s Liability Insurance
this section provides covers for the employees in the event of accident, disease or injury caused or made worse as a result of work or of employer’s negligence. This insurance policy does not automatically cover volunteers. There is no obligation to extend the policy to cover volunteers, but it is good practice to do so.
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